We partner with private lenders, accredited investors, and self-directed retirement account holders to fund residential real estate deals across the San Antonio metro — underwritten conservatively and secured by real property.
Invest With UsWhether your capital is in a retirement account or sitting in a brokerage, we can structure a deal that works for your situation.
Put your retirement dollars to work in real, tangible assets. We work with self-directed IRA custodians and understand the compliance requirements.
Business owners and self-employed investors can deploy retirement capital into collateralized real estate deals through a self-directed 401(k).
Individuals who meet SEC accredited investor criteria and want direct exposure to San Antonio residential real estate without managing it themselves.
Individuals or entities looking to lend capital on short-term residential deals, secured by a recorded lien on the property.
We put capital to work in single-family and small multifamily residential deals across the San Antonio metro — fix-and-flip, buy-and-hold, and BRRRR strategies. Every deal is underwritten at no more than 70–75% of after-repair value, and we only close with clean, insurable title. We walk from deals with flood risk, structural problems, environmental issues, or title clouds — regardless of how attractive the price looks.
Typical Deal Structure
How we structure capital on every deal
Max LTV
70–75% of ARV
Hold Period
6–36 months
Collateral
Recorded lien
Title
Clean & insurable
We don't just say "your capital is protected" — here's exactly how we structure every deal to back that up.
Every deal goes through a full title search before we commit a dollar. We only buy with clean, insurable title. No exceptions.
We never pay more than 70–75% of after-repair value minus estimated repairs. That built-in equity cushion is there from day one.
Flood risk, structural issues, environmental problems, or title clouds — we walk away. Discipline first. No deal is worth compromising your capital.
"We walk from deals with flood risk, structural issues, environmental problems, or title clouds — no matter how attractive the price. Discipline first. Every time."
— Summit Impact Partners Investment Policy
We source, underwrite, and negotiate the acquisition. You review the deal summary before committing any capital.
Capital is secured by a recorded deed of trust on the property — collateralized by real estate, not a promise.
We manage the renovation, leasing, or sale and send you regular updates throughout the hold period.
At exit — sale or refinance — your principal and agreed return are paid first, then we split any remaining upside.
We treat capital partners as true partners — not just a funding source. You get full transparency on every deal, regular updates, and direct access to Todd throughout the process.
Common Questions
Returns vary by deal type, structure, and market conditions. We discuss target returns deal-by-deal based on the specific opportunity and your capital position. We do not advertise guaranteed returns.
Your capital is secured by a recorded deed of trust (lien) on the property — the same instrument banks use. You have a real collateral position backed by physical real estate.
Minimums vary by deal. We discuss specifics during our initial conversation.
Typical hold periods range from 6–18 months for fix-and-flip deals to 12–36 months for buy-and-hold or BRRRR strategies.
Depending on the deal structure, some opportunities may require accredited investor status under SEC rules. We discuss this during our initial conversation.
Yes. We work with investors using self-directed retirement accounts and are familiar with the custodian process. Your custodian will need to approve and fund the transaction.
Disclaimer: This page is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. All real estate investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Prospective investors should conduct their own due diligence and consult with qualified legal, tax, and financial advisors before making any investment decision.
Start with a conversation. Todd personally reviews every inquiry and responds within 24–48 hours.
Invest With Us